Compare home and neighborhood averages, then narrow down the neighborhoods you want to live in
Favorite homes and save them to collections
Nix homes that don't meet the mark
Schedule home tours and plan an itinerary with your agent
Decide on your dream home
MAKE YOUR OFFER AND NEGOTIATE THE TERMS
Review contract terms and time limit for offer
Negotiate purchase price
Choose a title company
Shop home insurance options
Prepare for down payment, earnest money
Choose a target closing date
Sign the offer
Deliver escrow check
Stay in close contact with your agent
UNDER CONTRACT
Secure a home loan
Acquire home insurance and send proof to your lender
Request a list of what conveys with the property
Schedule home inspection and negotiate repairs
Order an appraisal
Acquire a property disclosure from the seller
Neutralize any contingencies.
Conduct a title search
Choose your title company
Schedule your closing
Solidify both contract effective date and allowable move-in dates
Certify funds for closing
Stay in close contact with your agent, lender, and title company
BEFORE YOU CLOSE
Transfer funds for closing
Reserve a moving company and set a moving date
Change your address through USPS, your bank, and other instances
Set up your utilities to be activated or transferred
Confirm that all contingencies are resolved
Schedule the final property walk-through
Designate a safe, dedicated space to save your final paperwork
Stay in close contact with your agent, lender, and title company
CLOSING DAY: WHAT TO BRING
Connect with your lender to wire down payment funds. You'll need to cover the cost of closing and the down payment. Bring a printed confirmation of your wire transfer
Government-issued photo ID(s)
Social Security numbers
Home addresses from the last 10 years
Proof of homeowner's insurance
Your copy of the contract
Your checkbook
CLOSING DAY
Sign closing disclosure, promissory note, and all other documentation
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